Advantage Checking Benefits
The added benefits of our Community Trust Advantage Checking accounts are designed to give you more savings, convenience, and security that you deserve from your checking account, in addition to all of the great account features you expect from your checking account. Learn more about the added benefits of our Community Trust Advantage Checking accounts below.
IDProtect®
Identity Theft Monitoring and Resolution Service1
- Identity Theft Expense Reimbursement Coverage2
Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity fraud.
- Comprehensive Identity Theft Resolution Services
Should you suffer identity theft, your very own dedicated fraud resolution specialist will help you every step of the way until your identity is restored.
- Debit and Credit Card Registration
Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (registration/activation required)
Daily credit file monitoring and automated alerts of key changes to your credit reports.
(registration/activation required)
Access to credit report and credit scores.
(registration/activation required)
Receive valuable insight into your credit score3,4.
Monitors over 1,000 databases. (registration/activation required)
Monitors your personal information on the dark web and provides alerts when your personal information is exposed. (registration/activation required)
- Online Identity Theft News Center and Valuable Phone and Web Resources
(registration/activation required)
Access your financial wellness platform with unlimited one-on-one coaching, interactive courses, videos, booklets, infographics, and more to help maximize financial wellness. (available via mobile or web only)
Accidental Death & Dismemberment Insurance2
- Up to $10,000 AD&D coverage
(Coverage divides equally among joint account owners and reduces by 50% at age 70.)
Cellular Telephone Protection2
- Covers up to four phones listed on cellular telephone bill(s)
- Covers damage or theft
- Up to two claims and maximum of $1,000 per twelve month period
- Up to $600 per claim
- $50 deductible per claim
- Cellular telephone bill must be paid using eligible account
Debit Advantage®
- Buyers Protection2 covers items for 90 days from the date of purchase against accidental breakage, fire or theft
- Extended Warranty2 extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than five years
- Item(s) must be purchased entirely with this account
Roadside Assistance Service2
- 24-hour coverage for roadside assistance services, including vehicle towing, fuel/oil/fluid/water delivery, and battery/lock-out/tire assistance up to $100 per occurrence
- Maximum of two occurrences per twelve month period
Travel and Leisure Discounts
- Redeem and print coupons online
- Access discounts from a mobile device
- Local and national discounts on hotels, restaurants, rental cars, auto care, museums, sporting events, salon services and more (available via mobile or web only)
$hopping RewardsTM
- Access to exclusive offers and discounts at thousands of leading online retailers
- Shop online using our customized shopping portal and receive cash back
- Cash back can be held in your $hopping Rewards account to use towards future purchases - or conveniently sent to you as a check
(registration/activation required; available via mobile or web only)
1 Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students.
2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
3 You will have access to your credit report and score provided your information has been verified by the CRA. Credit Score is a VantageScore 3.0 based on single bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to you score on a monthly basis.
4 Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.