Business Checking Product Comparison
| Features |
Advantage Small Business Checking |
Small Business Checking |
Earnings Credit Checking |
Non-Personal Checking with Interest**** |
For Profit Corporation & For Profit Business Checking with Interest |
Association Checking |
| Minimum to Open |
$100 |
$100 |
$100 |
$1,000 |
$1,000 |
$10 |
| Maintenance Fees |
N/A |
$10.00 |
Based on market or individual account analysis plans* |
$12.00 |
$12.00 |
$4.00 |
| Avoid Maintenance Fees |
N/A |
Waived with $2,500 daily ledger balance |
N/A |
Waived with $1,000 daily ledger balance |
Waived with $5,000 daily ledger balance |
Waived with $500 daily ledger balance |
| Excess Transaction Fee |
$0.12 per check paid or deposited item over 250 (does not include ACH items or deposit ticket) |
$0.12 per check paid over 125; $0.12 per deposited item over 125 (does not include ACH items or deposit ticket) |
See Note* |
$0.12 per check paid over 50; $0.12 per deposited item over 50 (does not include ACH items or deposit ticket) |
$0.12 per check paid over 50; $0.12 per deposited item over 50 (does not include ACH items or deposit ticket) |
N/A |
| ATM/Debit Card |
Checkmark
for individuals authorized by business owner |
Checkmark
for individuals authorized by business owner |
Checkmark
for individuals authorized by business owner |
Checkmark
for individuals authorized by entity |
Checkmark
for individuals authorized by business owner |
Checkmark
for individuals authorized by association |
| ATM Access*** |
Checkmark |
Checkmark |
Checkmark |
Checkmark |
Checkmark |
Checkmark |
| Online Access Available Upon Request |
Checkmark |
Checkmark |
Checkmark |
Checkmark |
Checkmark |
Checkmark |
| Bill Pay Available Upon Request |
Checkmark |
Checkmark |
Checkmark |
Checkmark |
Checkmark |
Checkmark |
Notes
*Analysis is calculated on the "average investable balance"; Tied to the 30-Day T-Bill Rate; The 30-Day T-Bill Rate changes monthly.
***Transaction Limits/Activity Fee: Free CTB ATM Transactions, Non CTB ATM fee is $1.00 plus any fee charged by the ATM owner.
****Account type is designed for: Sole Proprietors, Trusts, Estates, Non-Profit Organizations, Religious/Charitable Organizations, Schools/Libraries, and Public Funds
Visit your local branch for additional information about applicable terms and fees.