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Business Development Team

The Business Development team is committed to providing solutions to existing and prospective clients' investment and retirement needs.

Meet our Business Development Team:


Matt Galbraith, Vice President of Business Development for Community Trust Wealth & Trust Management

Matthew R. Galbraith

Vice President
Business Development Officer
859.389.5300

Matt joined CTIC's Wealth and Trust Management family in 2015 as Vice President, Business Development Officer. As a key member of the Business Development team, he is responsible for initiating new relationships with high net worth individuals and institutions in the Central and Northeast regions. He works with prospects and new clients of WTM's team and also initiates relationships with external partners such as CPAs, attorneys and other individuals that enhance our business development efforts. As a licensed life insurance agent, Matt also offers wealth insurance solutions to new and existing Community Trust clients.

Matt has more than 18 years of experience in the banking industry, 16 of which are in the wealth management industry. He has a Bachelor's of Business Administration degree in finance from the University of Kentucky and serves as a Co-Vice Chairman of the One Parent Scholar House.

Matt grew up in Paris, KY and currently resides in Nicholasville, KY with his family.

Click here to learn more about our wealth insurance services.


Roger Smith, Vice President and Business Development Officer for Community Trust Wealth & Trust Management

Roger K. Smith, CFP®, CLU®, ChFC®

Vice President
Business Development Officer
606.437.3292

Roger joined CTIC's Wealth and Trust Management family in 2019 as Vice President, Business Development Officer. As a key member of the Business Development team, he is responsible for initiating new relationships with high net worth individuals and institutions in the Eastern region. He works with prospects and new clients of WTM's team and also initiates relationships with external partners such as CPAs, attorneys and other individuals that enhance our business development efforts.

Roger has more than twenty years of experience in the wealth management industry. Prior to joining WTM, he was a Financial Consultant for Community Trust Financial Services, CTIC's other business unit. He is a Certified Financial Planner®, Chartered Financial Consultant®, and a Chartered Life Underwriter®.

Roger earned his Bachelor's of Universal Studies degree in business from Morehead State University. He also earned his Masters of Business Administration from the University of the Cumberlands.

Roger grew up in Letcher, KY and currently resides in Pikeville, KY with his family. In his spare time, he enjoys golfing, reading, traveling, and walking.

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Will Davis, Vice President and Relationship Officer for Private Wealth Services

Will G. Davis, CFP®, AIF®

Vice President
Business Development Officer/Wealth Advisor
859.389.5300

Will joined CTIC's Wealth and Trust Management family in 2017. He is responsible for initiating new relationships in the South Central region as well as serving clients as a Wealth Advisor. Will earned a Bachelor's of Business Administration degree in accounting and a Master's degree from Morehead State University in Morehead, KY. He is a licensed CERTIFIED FINANCIAL PLANNER™ and an Accredited Investment Fiduciary®.

Will is actively involved with Junior Achievement and is a member of the Financial Planning Association and the Bluegrass Estate Planning Council.

Will grew up in Harrodsburg, KY and currently resides in Danville, KY with his wife and daughter. In his free time, he enjoys spending time with his family, playing golf, and watching the Kentucky Wildcats.

Click here to learn more about our Private Wealth Services.


Jill Gerlach, Sales & Marketing Director

Jill Gerlach

Sales & Marketing Director
859.389.5300

Jill joined CTIC’s Wealth and Trust Management (WTM) team in 2021. She is responsible for generating unique marketing strategies for CTIC’s services and sales plans, creating engaging advertisements, emails and promotional literature, and meeting marketing and sales objectives.

Jill has more than twenty four years of experience in marketing, advertising, communications, and event management. She earned her Bachelor’s of science degree in communications and a minor in marketing from Kennesaw State University.

Jill grew up in the suburbs of Atlanta, GA and currently resides in Central Kentucky. In her spare time, she enjoys traveling, running, and boating.

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Crystal Davis, Sales & Marketing Specialist

Crystal Davis

Sales & Marketing Specialist
859.389.5300

Crystal joined CTIC’s Wealth and Trust Management (WTM) team in 2024. As a Marketing and Sales Specialist, Crystal is responsible for supporting the sales team in the prospecting of new clients, financial reporting and overseeing our client relationship management software system.

Crystal has more than six years of experience in the financial industry. She began her career at Community Trust Bancorp as a teller. She then moved to the collections department and on to the Appraisal Review department before joining CTIC.

Crystal earned her Associate’s degree in Business Administration from Big Sandy Community College and is currently pursuing a Bachelor’s of Business Administration degree from Western Governor’s University.

Crystal grew up in Williamson, WV and currently resides in Georgetown, KY. In her spare time, she enjoys reading, knitting, crocheting, cooking and watching true crime documentaries

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Trust Administration

Trust Administration

Our Wealth and Trust Management team is your professional trustee - securing your legacy through prudent investments and responsible administration.

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We Value Our Client Relationships

We own a well-earned reputation for honesty and integrity. Clients have trusted our parent company with their financial affairs for over a century, and our Wealth and Trust Management (WTM) team strives to continue that tradition.

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